Side-by-side · Q2 2026 data
Eastern Operating Engineers Federal Credit Union vs Gha Federal Credit Union
Credit union
Eastern Operating Engineers Federal Credit Union
Whitestone, New York · Under $100 million in assets
Credit union
Gha Federal Credit Union
Greenwich, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Eastern Operating Engineers Federal Credit Union | Gha Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 91 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 89 (stronger) | 81 |
| Earnings | 51 | 80 (stronger) |
| Funding & liquidity | 31 | 100 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 22nd | 90th |
| Total assets | $88.6M | $29.7M |
| Deposits / shares | $75.9M | $24.4M |
| Capital ratio | 9.82% | 17.51% (stronger) |
| Problem loans | 0.32% (stronger) | 0.56% |
| Net charge-offs | -0.02% (stronger) | 0.18% |
| Return on assets | 0.78% | 1.50% (stronger) |
| Loans ÷ deposits | 79.3% | 41.3% (stronger) |
| Uninsured deposits | 75.2% | 0.9% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gha Federal Credit Union has the higher TellerScore (91 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Eastern Operating Engineers Federal Credit Union leads on 2 and Gha Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.