Side-by-side · Q2 2026 data
Eastern Operating Engineers Federal Credit Union vs Radius Federal Credit Union
Credit union
Eastern Operating Engineers Federal Credit Union
Whitestone, New York · Under $100 million in assets
Metric by metric
| Measure | Eastern Operating Engineers Federal Credit Union | Radius Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 70 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 89 (stronger) | 17 |
| Earnings | 51 | 65 (stronger) |
| Funding & liquidity | 31 | 94 (stronger) |
| Problem-loan coverage | 89 (stronger) | 82 |
| Peer percentile | 22nd | 40th |
| Total assets | $88.6M | $87.2M |
| Deposits / shares | $75.9M | $75.7M |
| Capital ratio | 9.82% | 15.84% (stronger) |
| Problem loans | 0.32% (stronger) | 2.50% |
| Net charge-offs | -0.02% (stronger) | 0.35% |
| Return on assets | 0.78% | 1.14% (stronger) |
| Loans ÷ deposits | 79.3% | 66.5% (stronger) |
| Uninsured deposits | 75.2% | 4.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Radius Federal Credit Union has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Eastern Operating Engineers Federal Credit Union leads on 2 and Radius Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.