Side-by-side · Q2 2026 data
Eclipse Bank, Inc. vs Louisville Gas and Electric Company Credit Union
Credit union
Louisville Gas and Electric Company Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Eclipse Bank, Inc. | Louisville Gas and Electric Company Credit Union |
|---|---|---|
| TellerScore | 61 | 82 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 90 (stronger) | 71 |
| Earnings | 43 | 49 (stronger) |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 20th | 70th |
| Total assets | $485.7M | $50.4M |
| Deposits / shares | $341.3M | $42.6M |
| Capital ratio | 9.47% | 15.48% (stronger) |
| Problem loans | 0.31% (stronger) | 0.87% |
| Net charge-offs | -0.01% (stronger) | 0.13% |
| Return on assets | 0.58% | 0.73% (stronger) |
| Loans ÷ deposits | 120.7% | 53.6% (stronger) |
| Uninsured deposits | 16.2% | 10.8% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | — |
Louisville Gas and Electric Company Credit Union has the higher TellerScore (82 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Eclipse Bank, Inc. leads on 2 and Louisville Gas and Electric Company Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.