Side-by-side · Q2 2026 data
Ecm Federal Credit Union vs Members Exchange Federal Credit Union
Credit union
Ecm Federal Credit Union
Ridgeland, Mississippi · Under $100 million in assets
Credit union
Members Exchange Federal Credit Union
Jackson, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Ecm Federal Credit Union | Members Exchange Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 87 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 78 | 88 (stronger) |
| Earnings | 69 (stronger) | 49 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 83rd | 91st |
| Total assets | $28.9M | $143.6M |
| Deposits / shares | $24.4M | $110.7M |
| Capital ratio | 14.87% | 21.21% (stronger) |
| Problem loans | 0.66% | 0.37% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.39% |
| Return on assets | 1.22% (stronger) | 0.73% |
| Loans ÷ deposits | 62.1% | 58.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 7.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Ecm Federal Credit Union leads on 3 and Members Exchange Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.