Side-by-side · Q2 2026 data
Edifi Federal Credit Union vs Jersey Shore Federal Credit Union
Credit union
Jersey Shore Federal Credit Union
Northfield, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Edifi Federal Credit Union | Jersey Shore Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 73 (stronger) |
| Capital cushion | 43 | 48 (stronger) |
| Loan quality | 76 | 90 (stronger) |
| Earnings | 42 | 58 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 34th | 60th |
| Total assets | $262.4M | $246.3M |
| Deposits / shares | $246.8M | $227.0M |
| Capital ratio | 9.27% | 9.76% (stronger) |
| Problem loans | 0.72% | 0.29% (stronger) |
| Net charge-offs | 0.39% | 0.14% (stronger) |
| Return on assets | 0.55% | 0.96% (stronger) |
| Loans ÷ deposits | 53.9% (stronger) | 57.3% |
| Uninsured deposits | 1.9% (stronger) | 6.8% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jersey Shore Federal Credit Union has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Edifi Federal Credit Union leads on 2 and Jersey Shore Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.