Side-by-side · Q2 2026 data
Edmonton State Bank vs American Bank & Trust Company, Inc.
Metric by metric
| Measure | Edmonton State Bank | American Bank & Trust Company, Inc. |
|---|---|---|
| TellerScore | 82 (stronger) | 59 |
| Capital cushion | 65 (stronger) | 49 |
| Loan quality | 89 (stronger) | 59 |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 68 (stronger) | 58 |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 93rd | 17th |
| Total assets | $1.2B | $924.4M |
| Deposits / shares | $1.0B | $800.0M |
| Capital ratio | 11.47% (stronger) | 9.88% |
| Problem loans | 0.32% (stronger) | 1.22% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 2.44% (stronger) | 1.04% |
| Loans ÷ deposits | 91.8% (stronger) | 92.3% |
| Uninsured deposits | 15.6% (stronger) | 24.0% |
| Offices | 18 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 4.2% |
Edmonton State Bank has the higher TellerScore (82 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Edmonton State Bank leads on 7 and American Bank & Trust Company, Inc. on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.