Side-by-side · Q2 2026 data
Edmonton State Bank vs Franklin Bank & Trust Company
Metric by metric
| Measure | Edmonton State Bank | Franklin Bank & Trust Company |
|---|---|---|
| TellerScore | 82 (stronger) | 75 |
| Capital cushion | 65 | 85 (stronger) |
| Loan quality | 89 (stronger) | 64 |
| Earnings | 100 (stronger) | 83 |
| Funding & liquidity | 68 (stronger) | 53 |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 93rd | 61st |
| Total assets | $1.2B | $803.6M |
| Deposits / shares | $1.0B | $650.7M |
| Capital ratio | 11.47% | 13.48% (stronger) |
| Problem loans | 0.32% (stronger) | 1.08% |
| Net charge-offs | 0.01% (stronger) | 0.15% |
| Return on assets | 2.44% (stronger) | 1.57% |
| Loans ÷ deposits | 91.8% (stronger) | 105.0% |
| Uninsured deposits | 15.6% (stronger) | 16.8% |
| Offices | 18 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 2.3% |
Edmonton State Bank has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Edmonton State Bank leads on 6 and Franklin Bank & Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.