Side-by-side · Q2 2026 data
Edmonton State Bank vs German American Bank
Metric by metric
| Measure | Edmonton State Bank | German American Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 75 |
| Capital cushion | 65 (stronger) | 62 |
| Loan quality | 89 (stronger) | 85 |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 68 (stronger) | 46 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 93rd | 77th |
| Total assets | $1.2B | $8.4B |
| Deposits / shares | $1.0B | $7.1B |
| Capital ratio | 11.47% (stronger) | 11.19% |
| Problem loans | 0.32% (stronger) | 0.45% |
| Net charge-offs | 0.01% (stronger) | 0.06% |
| Return on assets | 2.44% (stronger) | 1.76% |
| Loans ÷ deposits | 91.8% | 83.0% (stronger) |
| Uninsured deposits | 15.6% (stronger) | 42.8% |
| Offices | 18 | 89 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 17.2% |
Edmonton State Bank has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Edmonton State Bank leads on 6 and German American Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.