Side-by-side · Q2 2026 data
Edmonton State Bank vs The Peoples Bank
Metric by metric
| Measure | Edmonton State Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 65 | 66 (stronger) |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 68 | 69 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 93rd | 53rd |
| Total assets | $1.2B | $135.3M |
| Deposits / shares | $1.0B | $119.4M |
| Capital ratio | 11.47% | 11.55% (stronger) |
| Problem loans | 0.32% | 0.23% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.12% |
| Return on assets | 2.44% (stronger) | 0.87% |
| Loans ÷ deposits | 91.8% | 91.5% (stronger) |
| Uninsured deposits | 15.6% | 11.2% (stronger) |
| Offices | 18 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | — |
Edmonton State Bank has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Edmonton State Bank leads on 3 and The Peoples Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.