Side-by-side · Q2 2026 data
Education First Credit Union, Inc. vs Ohio Educational Credit Union
Credit union
Education First Credit Union, Inc.
Columbus, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Education First Credit Union, Inc. | Ohio Educational Credit Union |
|---|---|---|
| TellerScore | 54 | 64 (stronger) |
| Capital cushion | 50 (stronger) | 34 |
| Loan quality | 29 | 94 (stronger) |
| Earnings | 68 (stronger) | 40 |
| Funding & liquidity | 78 | 84 (stronger) |
| Problem-loan coverage | 67 | 97 (stronger) |
| Peer percentile | 10th | 31st |
| Total assets | $145.7M | $156.5M |
| Deposits / shares | $125.6M | $140.9M |
| Capital ratio | 10.00% (stronger) | 8.36% |
| Problem loans | 2.13% | 0.18% (stronger) |
| Net charge-offs | 0.22% | -0.08% (stronger) |
| Return on assets | 1.19% (stronger) | 0.49% |
| Loans ÷ deposits | 82.4% | 76.6% (stronger) |
| Uninsured deposits | 5.2% | 0.0% (stronger) |
| Offices | 0 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
Ohio Educational Credit Union has the higher TellerScore (64 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Education First Credit Union, Inc. leads on 2 and Ohio Educational Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.