Side-by-side · Q2 2026 data
Educational and Governmental Federal Credit Union vs Brooklyn Cooperative
Credit union
Educational and Governmental Federal Credit Union
Hartsdale, New York · Under $100 million in assets
Metric by metric
| Measure | Educational and Governmental Federal Credit Union | Brooklyn Cooperative |
|---|---|---|
| TellerScore | 62 (stronger) | 35 |
| Capital cushion | 60 (stronger) | 50 |
| Loan quality | 65 (stronger) | 0 |
| Earnings | 14 | 20 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 95 (stronger) | 42 |
| Peer percentile | 24th | 2nd |
| Total assets | $56.1M | $55.9M |
| Deposits / shares | $48.9M | $49.3M |
| Capital ratio | 10.97% (stronger) | 10.02% |
| Problem loans | 1.04% (stronger) | 4.01% |
| Net charge-offs | 0.90% | 0.63% (stronger) |
| Return on assets | -0.15% | 0.00% (stronger) |
| Loans ÷ deposits | 32.7% (stronger) | 82.3% |
| Uninsured deposits | 2.3% (stronger) | 4.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Educational and Governmental Federal Credit Union has the higher TellerScore (62 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Educational and Governmental Federal Credit Union leads on 5 and Brooklyn Cooperative on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.