Side-by-side · Q2 2026 data
Educational Federal Credit Union vs Broward Healthcare Federal Credit Union
Credit union
Broward Healthcare Federal Credit Union
Fort Lauderdale, Florida · $100 million – $1 billion
Metric by metric
| Measure | Educational Federal Credit Union | Broward Healthcare Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 27 |
| Loan quality | 80 (stronger) | 67 |
| Earnings | 59 (stronger) | 19 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 93rd | 9th |
| Total assets | $1.8B | $133.7M |
| Deposits / shares | $1.6B | $124.9M |
| Capital ratio | 15.45% (stronger) | 7.74% |
| Problem loans | 0.61% (stronger) | 1.00% |
| Net charge-offs | 0.49% (stronger) | 0.85% |
| Return on assets | 0.99% (stronger) | -0.03% |
| Loans ÷ deposits | 73.0% | 41.3% (stronger) |
| Uninsured deposits | 9.5% | 4.6% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.6% | — |
Educational Federal Credit Union has the higher TellerScore (84 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Educational Federal Credit Union leads on 5 and Broward Healthcare Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.