Side-by-side · Q2 2026 data
Educational Federal Credit Union vs Community Credit Union of Florida
Metric by metric
| Measure | Educational Federal Credit Union | Community Credit Union of Florida |
|---|---|---|
| TellerScore | 84 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 80 | 93 (stronger) |
| Earnings | 59 (stronger) | 40 |
| Funding & liquidity | 87 (stronger) | 67 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 93rd | 58th |
| Total assets | $1.8B | $1.4B |
| Deposits / shares | $1.6B | $1.2B |
| Capital ratio | 15.45% (stronger) | 11.25% |
| Problem loans | 0.61% | 0.22% (stronger) |
| Net charge-offs | 0.49% | 0.48% (stronger) |
| Return on assets | 0.99% (stronger) | 0.50% |
| Loans ÷ deposits | 73.0% (stronger) | 92.7% |
| Uninsured deposits | 9.5% (stronger) | 16.1% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.6% | 28.3% |
Educational Federal Credit Union has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Educational Federal Credit Union leads on 5 and Community Credit Union of Florida on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.