Side-by-side · Q2 2026 data
Educational Federal Credit Union vs Dade County Federal Credit Union
Metric by metric
| Measure | Educational Federal Credit Union | Dade County Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 80 | 90 (stronger) |
| Earnings | 59 | 88 (stronger) |
| Funding & liquidity | 87 (stronger) | 68 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 93rd | 93rd |
| Total assets | $1.8B | $1.5B |
| Deposits / shares | $1.6B | $1.2B |
| Capital ratio | 15.45% (stronger) | 13.09% |
| Problem loans | 0.61% | 0.31% (stronger) |
| Net charge-offs | 0.49% | 0.38% (stronger) |
| Return on assets | 0.99% | 1.69% (stronger) |
| Loans ÷ deposits | 73.0% (stronger) | 92.6% |
| Uninsured deposits | 9.5% (stronger) | 9.9% |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.6% | 45.9% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Educational Federal Credit Union leads on 3 and Dade County Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.