Side-by-side · Q2 2026 data
Eglin Federal Credit Union vs Okaloosa County Teachers Federal Credit Union
Credit union
Eglin Federal Credit Union
Fort Walton Bea, Florida · $1 billion – $10 billion
Credit union
Okaloosa County Teachers Federal Credit Union
Crestview, Florida · $100 million – $1 billion
Metric by metric
| Measure | Eglin Federal Credit Union | Okaloosa County Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 57 |
| Capital cushion | 81 (stronger) | 45 |
| Loan quality | 88 (stronger) | 54 |
| Earnings | 67 (stronger) | 32 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 94th | 14th |
| Total assets | $3.1B | $135.3M |
| Deposits / shares | $2.7B | $121.2M |
| Capital ratio | 13.06% (stronger) | 9.46% |
| Problem loans | 0.35% (stronger) | 1.39% |
| Net charge-offs | 0.47% (stronger) | 0.77% |
| Return on assets | 1.17% (stronger) | 0.31% |
| Loans ÷ deposits | 34.9% (stronger) | 45.3% |
| Uninsured deposits | 9.9% | 0.7% (stronger) |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Eglin Federal Credit Union has the higher TellerScore (85 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Eglin Federal Credit Union leads on 6 and Okaloosa County Teachers Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.