Side-by-side · Q2 2026 data
Eglin Federal Credit Union vs Penair Credit Union
Credit union
Eglin Federal Credit Union
Fort Walton Bea, Florida · $1 billion – $10 billion
Metric by metric
| Measure | Eglin Federal Credit Union | Penair Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 69 |
| Capital cushion | 81 (stronger) | 65 |
| Loan quality | 88 (stronger) | 80 |
| Earnings | 67 (stronger) | 37 |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 94th | 54th |
| Total assets | $3.1B | $2.8B |
| Deposits / shares | $2.7B | $2.4B |
| Capital ratio | 13.06% (stronger) | 11.48% |
| Problem loans | 0.35% (stronger) | 0.60% |
| Net charge-offs | 0.47% (stronger) | 0.79% |
| Return on assets | 1.17% (stronger) | 0.43% |
| Loans ÷ deposits | 34.9% (stronger) | 71.7% |
| Uninsured deposits | 9.9% (stronger) | 10.6% |
| Offices | 12 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Eglin Federal Credit Union has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Eglin Federal Credit Union leads on 7 and Penair Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.