Side-by-side · Q2 2026 data
El Dorado Savings Bank, F.S.B. vs Beneficial State Bank
Metric by metric
| Measure | El Dorado Savings Bank, F.S.B. | Beneficial State Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 43 |
| Capital cushion | 84 (stronger) | 62 |
| Loan quality | 91 (stronger) | 16 |
| Earnings | 57 (stronger) | 26 |
| Funding & liquidity | 100 (stronger) | 56 |
| Problem-loan coverage | 99 (stronger) | 64 |
| Peer percentile | 95th | 3rd |
| Total assets | $2.4B | $2.0B |
| Deposits / shares | $2.1B | $1.7B |
| Capital ratio | 13.43% (stronger) | 11.22% |
| Problem loans | 0.28% (stronger) | 2.53% |
| Net charge-offs | 0.01% (stronger) | 0.75% |
| Return on assets | 0.93% (stronger) | 0.14% |
| Loans ÷ deposits | 23.3% (stronger) | 89.3% |
| Uninsured deposits | 10.7% (stronger) | 28.6% |
| Offices | 35 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
El Dorado Savings Bank, F.S.B. has the higher TellerScore (84 vs 43). On the 7 directional measures above (where higher or lower is clearly better), El Dorado Savings Bank, F.S.B. leads on 7 and Beneficial State Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.