Side-by-side · Q2 2026 data
El Dorado Savings Bank, F.S.B. vs Sacramento Credit Union
Metric by metric
| Measure | El Dorado Savings Bank, F.S.B. | Sacramento Credit Union |
|---|---|---|
| TellerScore | 84 | 96 (stronger) |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 57 | 88 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 95th | 99th |
| Total assets | $2.4B | $858.3M |
| Deposits / shares | $2.1B | $722.4M |
| Capital ratio | 13.43% | 15.14% (stronger) |
| Problem loans | 0.28% | 0.09% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 0.93% | 1.69% (stronger) |
| Loans ÷ deposits | 23.3% (stronger) | 65.5% |
| Uninsured deposits | 10.7% (stronger) | 12.0% |
| Offices | 35 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.5% |
Sacramento Credit Union has the higher TellerScore (96 vs 84). On the 7 directional measures above (where higher or lower is clearly better), El Dorado Savings Bank, F.S.B. leads on 3 and Sacramento Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.