Side-by-side · Q2 2026 data
El Dorado Savings Bank, F.S.B. vs United Business Bank
Metric by metric
| Measure | El Dorado Savings Bank, F.S.B. | United Business Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 60 |
| Capital cushion | 84 (stronger) | 67 |
| Loan quality | 91 (stronger) | 84 |
| Earnings | 57 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 31 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 95th | 21st |
| Total assets | $2.4B | $2.6B |
| Deposits / shares | $2.1B | $2.2B |
| Capital ratio | 13.43% (stronger) | 11.66% |
| Problem loans | 0.28% (stronger) | 0.47% |
| Net charge-offs | 0.01% (stronger) | 0.28% |
| Return on assets | 0.93% (stronger) | 0.12% |
| Loans ÷ deposits | 23.3% (stronger) | 94.4% |
| Uninsured deposits | 10.7% (stronger) | 46.5% |
| Offices | 35 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
El Dorado Savings Bank, F.S.B. has the higher TellerScore (84 vs 60). On the 7 directional measures above (where higher or lower is clearly better), El Dorado Savings Bank, F.S.B. leads on 7 and United Business Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.