Side-by-side · Q2 2026 data
El Dorado Savings Bank, F.S.B. vs West Coast Community Bank
Metric by metric
| Measure | El Dorado Savings Bank, F.S.B. | West Coast Community Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 75 |
| Capital cushion | 84 (stronger) | 70 |
| Loan quality | 91 (stronger) | 83 |
| Earnings | 57 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 26 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 95th | 77th |
| Total assets | $2.4B | $2.9B |
| Deposits / shares | $2.1B | $2.5B |
| Capital ratio | 13.43% (stronger) | 12.05% |
| Problem loans | 0.28% (stronger) | 0.50% |
| Net charge-offs | 0.01% (stronger) | 0.39% |
| Return on assets | 0.93% | 2.02% (stronger) |
| Loans ÷ deposits | 23.3% (stronger) | 88.6% |
| Uninsured deposits | 10.7% (stronger) | 56.3% |
| Offices | 35 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
El Dorado Savings Bank, F.S.B. has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), El Dorado Savings Bank, F.S.B. leads on 6 and West Coast Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.