Side-by-side · Q2 2026 data
Elca Federal Credit Union vs Canals & Trails Credit Union
Metric by metric
| Measure | Elca Federal Credit Union | Canals & Trails Credit Union |
|---|---|---|
| TellerScore | 67 | 81 (stronger) |
| Capital cushion | 59 | 61 (stronger) |
| Loan quality | 94 (stronger) | 92 |
| Earnings | 32 | 76 (stronger) |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 34th | 68th |
| Total assets | $30.1M | $34.2M |
| Deposits / shares | $26.6M | $30.4M |
| Capital ratio | 10.92% | 11.14% (stronger) |
| Problem loans | 0.18% (stronger) | 0.23% |
| Net charge-offs | 0.19% (stronger) | 0.33% |
| Return on assets | 0.30% | 1.40% (stronger) |
| Loans ÷ deposits | 45.4% | 26.1% (stronger) |
| Uninsured deposits | 50.0% | 0.2% (stronger) |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Canals & Trails Credit Union has the higher TellerScore (81 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Elca Federal Credit Union leads on 2 and Canals & Trails Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.