Side-by-side · Q2 2026 data
Elca Federal Credit Union vs River to River Credit Union
Metric by metric
| Measure | Elca Federal Credit Union | River to River Credit Union |
|---|---|---|
| TellerScore | 67 | 97 (stronger) |
| Capital cushion | 59 | 97 (stronger) |
| Loan quality | 94 (stronger) | 92 |
| Earnings | 32 | 100 (stronger) |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 34th | 98th |
| Total assets | $30.1M | $29.7M |
| Deposits / shares | $26.6M | $25.3M |
| Capital ratio | 10.92% | 14.65% (stronger) |
| Problem loans | 0.18% (stronger) | 0.23% |
| Net charge-offs | 0.19% | 0.12% (stronger) |
| Return on assets | 0.30% | 2.25% (stronger) |
| Loans ÷ deposits | 45.4% (stronger) | 59.3% |
| Uninsured deposits | 50.0% | 0.8% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River to River Credit Union has the higher TellerScore (97 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Elca Federal Credit Union leads on 2 and River to River Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.