Side-by-side · Q2 2026 data
Elderton State Bank vs Alleg-Kiski Postal Federal Credit Union
Credit union
Alleg-Kiski Postal Federal Credit Union
New Kensington, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Elderton State Bank | Alleg-Kiski Postal Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 75 (stronger) | 39 |
| Earnings | 87 (stronger) | 71 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 57th | 59th |
| Total assets | $465.2M | $19.5M |
| Deposits / shares | $359.6M | $15.8M |
| Capital ratio | 12.09% | 19.01% (stronger) |
| Problem loans | 0.76% (stronger) | 1.84% |
| Net charge-offs | 0.02% (stronger) | 0.65% |
| Return on assets | 1.66% (stronger) | 1.27% |
| Loans ÷ deposits | 108.1% | 47.7% (stronger) |
| Uninsured deposits | 16.0% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.1% | — |
Alleg-Kiski Postal Federal Credit Union has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Elderton State Bank leads on 3 and Alleg-Kiski Postal Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.