Side-by-side · Q2 2026 data
Elderton State Bank vs SSB Bank
Metric by metric
| Measure | Elderton State Bank | SSB Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 50 |
| Capital cushion | 71 (stronger) | 27 |
| Loan quality | 75 (stronger) | 45 |
| Earnings | 87 (stronger) | 70 |
| Funding & liquidity | 51 | 71 (stronger) |
| Problem-loan coverage | 90 (stronger) | 59 |
| Peer percentile | 57th | 7th |
| Total assets | $465.2M | $430.4M |
| Deposits / shares | $359.6M | $378.5M |
| Capital ratio | 12.09% (stronger) | 7.75% |
| Problem loans | 0.76% (stronger) | 1.64% |
| Net charge-offs | 0.02% (stronger) | 0.23% |
| Return on assets | 1.66% (stronger) | 1.25% |
| Loans ÷ deposits | 108.1% | 76.0% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 27.3% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.1% | 2.3% |
Elderton State Bank has the higher TellerScore (74 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Elderton State Bank leads on 6 and SSB Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.