Side-by-side · Q2 2026 data
Elements Financial Federal Credit Union vs Professional Police Officers Credit Union
Credit union
Elements Financial Federal Credit Union
Indianapolis, Indiana · $1 billion – $10 billion
Credit union
Professional Police Officers Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Elements Financial Federal Credit Union | Professional Police Officers Credit Union |
|---|---|---|
| TellerScore | 77 | 92 (stronger) |
| Capital cushion | 69 | 98 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 76 (stronger) | 62 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 82nd | 92nd |
| Total assets | $2.5B | $58.7M |
| Deposits / shares | $2.0B | $49.8M |
| Capital ratio | 11.92% | 14.78% (stronger) |
| Problem loans | 0.46% | 0.00% (stronger) |
| Net charge-offs | 0.21% | 0.00% (stronger) |
| Return on assets | 1.40% (stronger) | 1.05% |
| Loans ÷ deposits | 85.3% | 46.7% (stronger) |
| Uninsured deposits | 20.5% | 0.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.7% | — |
Professional Police Officers Credit Union has the higher TellerScore (92 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Elements Financial Federal Credit Union leads on 1 and Professional Police Officers Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.