Side-by-side · Q2 2026 data
Elevate Federal Credit Union vs Members First Credit Union
Metric by metric
| Measure | Elevate Federal Credit Union | Members First Credit Union |
|---|---|---|
| TellerScore | 94 | 95 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 92 (stronger) | 86 |
| Earnings | 93 | 93 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 98th | 98th |
| Total assets | $260.3M | $209.1M |
| Deposits / shares | $205.0M | $175.7M |
| Capital ratio | 20.93% (stronger) | 14.91% |
| Problem loans | 0.24% (stronger) | 0.43% |
| Net charge-offs | 0.27% | 0.10% (stronger) |
| Return on assets | 1.83% (stronger) | 1.82% |
| Loans ÷ deposits | 76.9% | 54.8% (stronger) |
| Uninsured deposits | 6.1% | 5.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members First Credit Union has the higher TellerScore (95 vs 94). On the 7 directional measures above (where higher or lower is clearly better), Elevate Federal Credit Union leads on 3 and Members First Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.