Side-by-side · Q2 2026 data
Elite Community Credit Union vs Central Illinois Credit Union
Credit union
Elite Community Credit Union
Bourbonnais, Illinois · Under $100 million in assets
Metric by metric
| Measure | Elite Community Credit Union | Central Illinois Credit Union |
|---|---|---|
| TellerScore | 63 | 69 (stronger) |
| Capital cushion | 38 | 73 (stronger) |
| Loan quality | 81 (stronger) | 38 |
| Earnings | 40 | 70 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 26th | 38th |
| Total assets | $26.5M | $26.1M |
| Deposits / shares | $24.1M | $22.8M |
| Capital ratio | 8.77% | 12.26% (stronger) |
| Problem loans | 0.58% (stronger) | 1.85% |
| Net charge-offs | 0.73% (stronger) | 2.37% |
| Return on assets | 0.49% | 1.25% (stronger) |
| Loans ÷ deposits | 62.0% | 49.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Illinois Credit Union has the higher TellerScore (69 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Elite Community Credit Union leads on 3 and Central Illinois Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.