Side-by-side · Q2 2026 data
Elite Community Credit Union vs Commonwealth Credit Union
Credit union
Elite Community Credit Union
Bourbonnais, Illinois · Under $100 million in assets
Metric by metric
| Measure | Elite Community Credit Union | Commonwealth Credit Union |
|---|---|---|
| TellerScore | 63 | 83 (stronger) |
| Capital cushion | 38 | 82 (stronger) |
| Loan quality | 81 | 86 (stronger) |
| Earnings | 40 | 74 (stronger) |
| Funding & liquidity | 98 (stronger) | 85 |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 26th | 83rd |
| Total assets | $26.5M | $128.1M |
| Deposits / shares | $24.1M | $111.0M |
| Capital ratio | 8.77% | 13.23% (stronger) |
| Problem loans | 0.58% | 0.43% (stronger) |
| Net charge-offs | 0.73% | 0.21% (stronger) |
| Return on assets | 0.49% | 1.36% (stronger) |
| Loans ÷ deposits | 62.0% (stronger) | 74.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commonwealth Credit Union has the higher TellerScore (83 vs 63). On the 6 directional measures above (where higher or lower is clearly better), Elite Community Credit Union leads on 1 and Commonwealth Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.