Side-by-side · Q2 2026 data
Elizabethton Federal Savings Bank vs Greater Experience Credit Union
Credit union
Greater Experience Credit Union
Johnson City, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Elizabethton Federal Savings Bank | Greater Experience Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 92 (stronger) | 51 |
| Earnings | 66 (stronger) | 15 |
| Funding & liquidity | 66 | 83 (stronger) |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 90th | 28th |
| Total assets | $326.0M | $56.4M |
| Deposits / shares | $187.9M | $48.3M |
| Capital ratio | 42.27% (stronger) | 14.00% |
| Problem loans | 0.25% (stronger) | 1.47% |
| Net charge-offs | 0.00% (stronger) | 0.77% |
| Return on assets | 1.14% (stronger) | -0.11% |
| Loans ÷ deposits | 94.0% | 76.9% (stronger) |
| Uninsured deposits | 8.3% | 4.8% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elizabethton Federal Savings Bank has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Elizabethton Federal Savings Bank leads on 5 and Greater Experience Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.