Side-by-side · Q2 2026 data
Elizabethton Federal Savings Bank vs LifeStore Bank
Metric by metric
| Measure | Elizabethton Federal Savings Bank | LifeStore Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 92 (stronger) | 63 |
| Earnings | 66 | 66 |
| Funding & liquidity | 66 | 81 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 90th | 47th |
| Total assets | $326.0M | $491.3M |
| Deposits / shares | $187.9M | $429.7M |
| Capital ratio | 42.27% (stronger) | 11.92% |
| Problem loans | 0.25% (stronger) | 1.11% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.14% (stronger) | 1.14% |
| Loans ÷ deposits | 94.0% | 74.5% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 18.8% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elizabethton Federal Savings Bank has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Elizabethton Federal Savings Bank leads on 5 and LifeStore Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.