Side-by-side · Q2 2026 data
Elizabethton Federal Savings Bank vs Tnbank
Metric by metric
| Measure | Elizabethton Federal Savings Bank | Tnbank |
|---|---|---|
| TellerScore | 86 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 92 (stronger) | 55 |
| Earnings | 66 (stronger) | 49 |
| Funding & liquidity | 66 (stronger) | 63 |
| Problem-loan coverage | 99 (stronger) | 79 |
| Peer percentile | 90th | 16th |
| Total assets | $326.0M | $318.1M |
| Deposits / shares | $187.9M | $277.0M |
| Capital ratio | 42.27% (stronger) | 10.61% |
| Problem loans | 0.25% (stronger) | 1.34% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.14% (stronger) | 0.72% |
| Loans ÷ deposits | 94.0% | 83.9% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 26.6% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.0% |
Elizabethton Federal Savings Bank has the higher TellerScore (86 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Elizabethton Federal Savings Bank leads on 6 and Tnbank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.