Side-by-side · Q2 2026 data
Elk State Bank vs Kaw Valley State Bank and Trust Company
Metric by metric
| Measure | Elk State Bank | Kaw Valley State Bank and Trust Company |
|---|---|---|
| TellerScore | 68 | 85 (stronger) |
| Capital cushion | 32 | 67 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 48 | 100 (stronger) |
| Funding & liquidity | 90 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 37th | 88th |
| Total assets | $138.7M | $295.8M |
| Deposits / shares | $109.0M | $250.6M |
| Capital ratio | 8.25% | 11.73% (stronger) |
| Problem loans | 0.00% (stronger) | 0.08% |
| Net charge-offs | -0.00% | -0.02% (stronger) |
| Return on assets | 0.70% | 2.17% (stronger) |
| Loans ÷ deposits | 70.4% (stronger) | 76.9% |
| Uninsured deposits | 5.6% (stronger) | 27.0% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.4% |
Kaw Valley State Bank and Trust Company has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Elk State Bank leads on 3 and Kaw Valley State Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.