Side-by-side · Q2 2026 data
Elko Federal Credit Union vs Financial Horizons Credit Union
Metric by metric
| Measure | Elko Federal Credit Union | Financial Horizons Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 88 |
| Capital cushion | 86 (stronger) | 80 |
| Loan quality | 89 | 97 (stronger) |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 86 | 99 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 96th | 92nd |
| Total assets | $351.3M | $313.0M |
| Deposits / shares | $302.7M | $280.2M |
| Capital ratio | 13.59% (stronger) | 12.98% |
| Problem loans | 0.34% | 0.08% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.26% |
| Return on assets | 2.44% (stronger) | 1.43% |
| Loans ÷ deposits | 73.9% | 61.2% (stronger) |
| Uninsured deposits | 9.6% | 0.0% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elko Federal Credit Union has the higher TellerScore (91 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Elko Federal Credit Union leads on 4 and Financial Horizons Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.