Side-by-side · Q2 2026 data
Elkton Bank & Trust Company vs Altra Federal Credit Union
Metric by metric
| Measure | Elkton Bank & Trust Company | Altra Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 78 |
| Capital cushion | 76 | 77 (stronger) |
| Loan quality | 96 (stronger) | 85 |
| Earnings | 61 | 86 (stronger) |
| Funding & liquidity | 85 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 82nd | 84th |
| Total assets | $199.1M | $3.1B |
| Deposits / shares | $168.5M | $2.6B |
| Capital ratio | 12.58% | 12.68% (stronger) |
| Problem loans | 0.12% (stronger) | 0.46% |
| Net charge-offs | 0.02% (stronger) | 0.50% |
| Return on assets | 1.01% | 1.66% (stronger) |
| Loans ÷ deposits | 48.0% (stronger) | 109.8% |
| Uninsured deposits | 29.1% | 14.2% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.3% |
Elkton Bank & Trust Company has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Elkton Bank & Trust Company leads on 4 and Altra Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.