Side-by-side · Q2 2026 data
Elkton Bank & Trust Company vs Citizens Bank & Trust Co. of Jackson
Metric by metric
| Measure | Elkton Bank & Trust Company | Citizens Bank & Trust Co. of Jackson |
|---|---|---|
| TellerScore | 82 (stronger) | 42 |
| Capital cushion | 76 (stronger) | 47 |
| Loan quality | 96 (stronger) | 0 |
| Earnings | 61 | 61 |
| Funding & liquidity | 85 (stronger) | 75 |
| Problem-loan coverage | 99 (stronger) | 49 |
| Peer percentile | 82nd | 3rd |
| Total assets | $199.1M | $217.3M |
| Deposits / shares | $168.5M | $190.9M |
| Capital ratio | 12.58% (stronger) | 9.71% |
| Problem loans | 0.12% (stronger) | 3.35% |
| Net charge-offs | 0.02% (stronger) | 0.10% |
| Return on assets | 1.01% | 1.02% (stronger) |
| Loans ÷ deposits | 48.0% (stronger) | 84.1% |
| Uninsured deposits | 29.1% | 16.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elkton Bank & Trust Company has the higher TellerScore (82 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Elkton Bank & Trust Company leads on 5 and Citizens Bank & Trust Co. of Jackson on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.