Side-by-side · Q2 2026 data
Elkton Bank & Trust Company vs Planters Bank, Inc.
Metric by metric
| Measure | Elkton Bank & Trust Company | Planters Bank, Inc. |
|---|---|---|
| TellerScore | 82 (stronger) | 77 |
| Capital cushion | 76 (stronger) | 74 |
| Loan quality | 96 | 96 |
| Earnings | 61 | 71 (stronger) |
| Funding & liquidity | 85 (stronger) | 49 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 82nd | 83rd |
| Total assets | $199.1M | $2.0B |
| Deposits / shares | $168.5M | $1.7B |
| Capital ratio | 12.58% (stronger) | 12.45% |
| Problem loans | 0.12% | 0.11% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.01% | 1.28% (stronger) |
| Loans ÷ deposits | 48.0% (stronger) | 84.7% |
| Uninsured deposits | 29.1% (stronger) | 38.7% |
| Offices | 3 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.9% |
Elkton Bank & Trust Company has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Elkton Bank & Trust Company leads on 4 and Planters Bank, Inc. on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.