Side-by-side · Q2 2026 data
Embold Federal Credit Union vs Castparts Employees Federal Credit Union
Credit union
Castparts Employees Federal Credit Union
Portland, Oregon · Under $100 million in assets
Metric by metric
| Measure | Embold Federal Credit Union | Castparts Employees Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 85 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 68 | 72 (stronger) |
| Earnings | 34 | 72 (stronger) |
| Funding & liquidity | 81 | 88 (stronger) |
| Problem-loan coverage | 86 | 94 (stronger) |
| Peer percentile | 21st | 77th |
| Total assets | $595.7M | $79.9M |
| Deposits / shares | $529.4M | $67.6M |
| Capital ratio | 10.10% | 15.71% (stronger) |
| Problem loans | 0.95% | 0.84% (stronger) |
| Net charge-offs | 1.06% | 0.07% (stronger) |
| Return on assets | 0.35% | 1.31% (stronger) |
| Loans ÷ deposits | 79.7% | 72.0% (stronger) |
| Uninsured deposits | 7.8% | 2.5% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.5% | 19.0% |
Castparts Employees Federal Credit Union has the higher TellerScore (85 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Embold Federal Credit Union leads on 0 and Castparts Employees Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.