Side-by-side · Q2 2026 data
Emigrant Bank vs Dade County Federal Credit Union
Metric by metric
| Measure | Emigrant Bank | Dade County Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 0 | 90 (stronger) |
| Earnings | 44 | 88 (stronger) |
| Funding & liquidity | 64 | 68 (stronger) |
| Problem-loan coverage | 69 | 96 (stronger) |
| Peer percentile | 13th | 93rd |
| Total assets | $5.7B | $1.5B |
| Deposits / shares | $4.2B | $1.2B |
| Capital ratio | 20.30% (stronger) | 13.09% |
| Problem loans | 4.77% | 0.31% (stronger) |
| Net charge-offs | 0.67% | 0.38% (stronger) |
| Return on assets | 0.60% | 1.69% (stronger) |
| Loans ÷ deposits | 93.2% | 92.6% (stronger) |
| Uninsured deposits | 17.5% | 9.9% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 45.9% |
Dade County Federal Credit Union has the higher TellerScore (84 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Emigrant Bank leads on 1 and Dade County Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.