Side-by-side · Q2 2026 data
Empeople Credit Union vs Credit Union 1
Metric by metric
| Measure | Empeople Credit Union | Credit Union 1 |
|---|---|---|
| TellerScore | 58 | 68 (stronger) |
| Capital cushion | 33 | 59 (stronger) |
| Loan quality | 80 (stronger) | 55 |
| Earnings | 50 | 82 (stronger) |
| Funding & liquidity | 62 | 80 (stronger) |
| Problem-loan coverage | 87 (stronger) | 79 |
| Peer percentile | 19th | 50th |
| Total assets | $2.3B | $2.9B |
| Deposits / shares | $2.0B | $2.4B |
| Capital ratio | 8.31% | 10.91% (stronger) |
| Problem loans | 0.59% (stronger) | 1.35% |
| Net charge-offs | 0.46% (stronger) | 0.54% |
| Return on assets | 0.74% | 1.56% (stronger) |
| Loans ÷ deposits | 96.1% | 80.1% (stronger) |
| Uninsured deposits | 16.7% | 1.4% (stronger) |
| Offices | 35 | 50 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.7% | — |
Credit Union 1 has the higher TellerScore (68 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Empeople Credit Union leads on 2 and Credit Union 1 on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.