Side-by-side · Q2 2026 data
Emporia State Federal Credit Union vs Kansas Teachers Community Credit Union
Credit union
Kansas Teachers Community Credit Union
Pittsburg, Kansas · $100 million – $1 billion
Metric by metric
| Measure | Emporia State Federal Credit Union | Kansas Teachers Community Credit Union |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 84 (stronger) | 59 |
| Earnings | 72 | 74 (stronger) |
| Funding & liquidity | 90 | 98 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 66th | 83rd |
| Total assets | $146.5M | $125.3M |
| Deposits / shares | $130.3M | $106.1M |
| Capital ratio | 10.74% | 15.27% (stronger) |
| Problem loans | 0.49% (stronger) | 1.24% |
| Net charge-offs | 0.11% (stronger) | 0.60% |
| Return on assets | 1.31% | 1.36% (stronger) |
| Loans ÷ deposits | 70.6% | 62.5% (stronger) |
| Uninsured deposits | 1.3% | 0.4% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kansas Teachers Community Credit Union has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Emporia State Federal Credit Union leads on 2 and Kansas Teachers Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.