Side-by-side · Q2 2026 data
Empower Blue Credit Union vs Azura Credit Union
Metric by metric
| Measure | Empower Blue Credit Union | Azura Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 97 (stronger) | 75 |
| Earnings | 47 (stronger) | 42 |
| Funding & liquidity | 98 (stronger) | 83 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 85th | 31st |
| Total assets | $55.1M | $851.9M |
| Deposits / shares | $45.6M | $744.6M |
| Capital ratio | 18.09% (stronger) | 10.28% |
| Problem loans | 0.10% (stronger) | 0.75% |
| Net charge-offs | 0.12% (stronger) | 1.06% |
| Return on assets | 0.68% (stronger) | 0.55% |
| Loans ÷ deposits | 61.8% (stronger) | 76.9% |
| Uninsured deposits | 7.6% | 4.4% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 54.1% |
Empower Blue Credit Union has the higher TellerScore (88 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Empower Blue Credit Union leads on 6 and Azura Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.