Side-by-side · Q2 2026 data
Emprise Bank vs Capitol Federal Savings Bank
Metric by metric
| Measure | Emprise Bank | Capitol Federal Savings Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 61 |
| Capital cushion | 27 | 46 (stronger) |
| Loan quality | 88 (stronger) | 79 |
| Earnings | 83 (stronger) | 56 |
| Funding & liquidity | 66 (stronger) | 50 |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 40th | 24th |
| Total assets | $2.8B | $9.7B |
| Deposits / shares | $2.5B | $6.9B |
| Capital ratio | 7.69% | 9.57% (stronger) |
| Problem loans | 0.37% (stronger) | 0.62% |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.58% (stronger) | 0.90% |
| Loans ÷ deposits | 80.0% (stronger) | 118.1% |
| Uninsured deposits | 28.2% | 11.2% (stronger) |
| Offices | 31 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.6% | 14.2% |
Emprise Bank has the higher TellerScore (66 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Emprise Bank leads on 4 and Capitol Federal Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.