Side-by-side · Q2 2026 data
Emprise Bank vs Fidelity Bank, National Association
Metric by metric
| Measure | Emprise Bank | Fidelity Bank, National Association |
|---|---|---|
| TellerScore | 66 (stronger) | 60 |
| Capital cushion | 27 | 50 (stronger) |
| Loan quality | 88 (stronger) | 75 |
| Earnings | 83 (stronger) | 66 |
| Funding & liquidity | 66 (stronger) | 35 |
| Problem-loan coverage | 94 (stronger) | 78 |
| Peer percentile | 40th | 21st |
| Total assets | $2.8B | $3.3B |
| Deposits / shares | $2.5B | $2.6B |
| Capital ratio | 7.69% | 9.99% (stronger) |
| Problem loans | 0.37% (stronger) | 0.75% |
| Net charge-offs | 0.08% | -0.07% (stronger) |
| Return on assets | 1.58% (stronger) | 1.16% |
| Loans ÷ deposits | 80.0% (stronger) | 99.1% |
| Uninsured deposits | 28.2% (stronger) | 38.8% |
| Offices | 31 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.6% | 24.9% |
Emprise Bank has the higher TellerScore (66 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Emprise Bank leads on 5 and Fidelity Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.