Side-by-side · Q2 2026 data
Enfield Community Federal Credit Union vs Police Credit Union of Connecticut
Credit union
Enfield Community Federal Credit Union
Enfield, Connecticut · Under $100 million in assets
Credit union
Police Credit Union of Connecticut
Hartford, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Enfield Community Federal Credit Union | Police Credit Union of Connecticut |
|---|---|---|
| TellerScore | 72 (stronger) | 69 |
| Capital cushion | 44 | 57 (stronger) |
| Loan quality | 91 (stronger) | 51 |
| Earnings | 59 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 44th | 38th |
| Total assets | $45.8M | $45.4M |
| Deposits / shares | $41.4M | $40.4M |
| Capital ratio | 9.40% | 10.66% (stronger) |
| Problem loans | 0.28% (stronger) | 1.47% |
| Net charge-offs | 0.65% | -0.14% (stronger) |
| Return on assets | 0.96% | 1.49% (stronger) |
| Loans ÷ deposits | 41.5% (stronger) | 62.9% |
| Uninsured deposits | 0.6% (stronger) | 5.4% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Enfield Community Federal Credit Union has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Enfield Community Federal Credit Union leads on 4 and Police Credit Union of Connecticut on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.