Side-by-side · Q2 2026 data
Engage Federal Credit Union vs Alexandria Municipal Employees Credit Union
Credit union
Engage Federal Credit Union
Natchitoches, Louisiana · Under $100 million in assets
Credit union
Alexandria Municipal Employees Credit Union
Alexandria, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Engage Federal Credit Union | Alexandria Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 68 | 91 (stronger) |
| Earnings | 100 (stronger) | 52 |
| Funding & liquidity | 63 | 96 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 80th | 75th |
| Total assets | $28.5M | $31.9M |
| Deposits / shares | $22.0M | $27.3M |
| Capital ratio | 21.59% (stronger) | 13.96% |
| Problem loans | 0.95% | 0.28% (stronger) |
| Net charge-offs | 0.25% | 0.16% (stronger) |
| Return on assets | 2.21% (stronger) | 0.81% |
| Loans ÷ deposits | 97.4% | 64.3% (stronger) |
| Uninsured deposits | 0.1% (stronger) | 0.3% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Engage Federal Credit Union has the higher TellerScore (86 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Engage Federal Credit Union leads on 4 and Alexandria Municipal Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.