Side-by-side · Q2 2026 data
Enlighten Federal Credit Union vs Skyline Credit Union
Credit union
Enlighten Federal Credit Union
Jackson, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Enlighten Federal Credit Union | Skyline Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 68 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 77 (stronger) | 2 |
| Earnings | 63 | 65 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 77th | 36th |
| Total assets | $16.8M | $16.8M |
| Deposits / shares | $14.3M | $12.4M |
| Capital ratio | 14.29% | 24.27% (stronger) |
| Problem loans | 0.69% (stronger) | 2.95% |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 1.07% | 1.11% (stronger) |
| Loans ÷ deposits | 20.3% (stronger) | 56.6% |
| Uninsured deposits | 5.4% | 3.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Enlighten Federal Credit Union has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Enlighten Federal Credit Union leads on 3 and Skyline Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.