Side-by-side · Q2 2026 data
Enlighten Federal Credit Union vs The West Tennessee Credit Union
Credit union
Enlighten Federal Credit Union
Jackson, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Enlighten Federal Credit Union | The West Tennessee Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 75 |
| Capital cushion | 93 (stronger) | 65 |
| Loan quality | 77 | 79 (stronger) |
| Earnings | 63 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 77th | 52nd |
| Total assets | $16.8M | $17.9M |
| Deposits / shares | $14.3M | $15.7M |
| Capital ratio | 14.29% (stronger) | 11.52% |
| Problem loans | 0.69% | 0.63% (stronger) |
| Net charge-offs | 0.13% | -0.95% (stronger) |
| Return on assets | 1.07% | 1.14% (stronger) |
| Loans ÷ deposits | 20.3% (stronger) | 70.8% |
| Uninsured deposits | 5.4% (stronger) | 18.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Enlighten Federal Credit Union has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Enlighten Federal Credit Union leads on 4 and The West Tennessee Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.