Side-by-side · Q2 2026 data
Enlighten Federal Credit Union vs Your Best Credit Union
Credit union
Enlighten Federal Credit Union
Jackson, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Enlighten Federal Credit Union | Your Best Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 77 | 89 (stronger) |
| Earnings | 63 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 98 (stronger) | 72 |
| Peer percentile | 77th | 40th |
| Total assets | $16.8M | $16.0M |
| Deposits / shares | $14.3M | $13.5M |
| Capital ratio | 14.29% | 15.24% (stronger) |
| Problem loans | 0.69% | 0.32% (stronger) |
| Net charge-offs | 0.13% (stronger) | 1.46% |
| Return on assets | 1.07% (stronger) | -0.51% |
| Loans ÷ deposits | 20.3% (stronger) | 89.7% |
| Uninsured deposits | 5.4% (stronger) | 14.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Enlighten Federal Credit Union has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Enlighten Federal Credit Union leads on 5 and Your Best Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.