Side-by-side · Q2 2026 data
Enterprise Bank of South Carolina vs Bank of the Lowcountry
Bank
Enterprise Bank of South Carolina
Ehrhardt, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Enterprise Bank of South Carolina | Bank of the Lowcountry |
|---|---|---|
| TellerScore | 52 | 65 (stronger) |
| Capital cushion | 43 | 43 |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 100 (stronger) | 50 |
| Funding & liquidity | 89 (stronger) | 57 |
| Problem-loan coverage | 58 | 97 (stronger) |
| Peer percentile | 8th | 29th |
| Total assets | $535.1M | $430.2M |
| Deposits / shares | $472.2M | $365.0M |
| Capital ratio | 9.26% (stronger) | 9.25% |
| Problem loans | 3.64% | 0.15% (stronger) |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 6.21% (stronger) | 0.75% |
| Loans ÷ deposits | 61.8% (stronger) | 88.6% |
| Uninsured deposits | 22.9% (stronger) | 28.5% |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 6.6% |
Bank of the Lowcountry has the higher TellerScore (65 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Enterprise Bank of South Carolina leads on 4 and Bank of the Lowcountry on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.