Side-by-side · Q2 2026 data
Enterprise Bank of South Carolina vs Srp Federal Credit Union
Bank
Enterprise Bank of South Carolina
Ehrhardt, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Enterprise Bank of South Carolina | Srp Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 81 (stronger) |
| Capital cushion | 43 | 88 (stronger) |
| Loan quality | 0 | 75 (stronger) |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 89 (stronger) | 78 |
| Problem-loan coverage | 58 | 92 (stronger) |
| Peer percentile | 8th | 89th |
| Total assets | $535.1M | $2.1B |
| Deposits / shares | $472.2M | $1.8B |
| Capital ratio | 9.26% | 13.79% (stronger) |
| Problem loans | 3.64% | 0.74% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.85% |
| Return on assets | 6.21% (stronger) | 1.34% |
| Loans ÷ deposits | 61.8% (stronger) | 81.9% |
| Uninsured deposits | 22.9% | 4.9% (stronger) |
| Offices | 12 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 16.6% |
Srp Federal Credit Union has the higher TellerScore (81 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Enterprise Bank of South Carolina leads on 3 and Srp Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Barnwell, SC